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Insurance Law

Learn about the areas in which we work in Insurance Law.

Areas of action

General Advice
Life, Auto, Health, Casualty
Property
Pre-Litigation and Litigation
Liability Insurance
Claims

A lawyer is a professional with a degree in law and authorised by the competent authorities in each country to practice law, in other words to represent the rightful interests of natural or legal persons in and out of court, between themselves or before the State.

St Ivo is the patron saint of lawyers

St Ivo was a Franciscan, a disciple of St Francis of Assis and St Thomas Aquinas, who was born in Minihy-Tréguier in Brittany, France, on 17 October 1253 and died on 19 May 1303, at the age of 50.
He was canonised by Pope Clement VI in 1347.
The son of Helori, lord of Kermartin, and Azo du Kenquis, at the age of 14 Ivo Helori de Kermartin (as he was known) went to Paris, where he showed his brilliant intelligence.
In Paris he studied philosophy and theology, civil law and canonical law.
His stout defence of the wronged and the needy gave him the title of advocate of the poor.
19 May is St Ivo’s day, the patron saint of lawyers.

The term “justice” means ...

Etymologically the word justice comes from the Latin “iustitia” and means respect for the equality of all citizens.
Prohibiting unlimited power, threats against individual and collective liberties, discrimination, arbitrary power and privilege, establishing that “all citizens have the same social dignity and are equal before the law”.

The symbols of justice are...

In Greece, Justice was represented by the goddess Dike (daughter of Themis) who, eyes wide open, held a sword and scales or by Themis holding just scales, or scales and a cornucopia.
In Rome, justice was represented by the goddess Roman Justitia who appears blindfolded, holding balanced scales.
The sword represents strength, courage, prudence, order, rule and that which is guided by conscience and reason.
The balance symbolises equity, balance, deliberation, equality of decisions in the application of the law.
The blindfolded goddess represents the desire for equal treatment for all, without any distinction. The aims are impartiality and objectivity.
The goddess without a blindfold is interpreted as the need to keep one’s eyes wide open, so that no important detail for the application of the law is neglected.

Law is...

Law (from the Latin verb ligare, which means “what which links”, or legere, which means “that which is read”) is the general system originating from the competent state institutions (Art. 1.2 of the Civil Code).

The effect of a law ...

In Portugal, a law enters into effect from its publication in the Official Gazette (Diário da República), but its application may not begin on the day of its publication.
A law may enter into effect upon publication or may enter into effect at a later time.
The time interval between the date of publication of the law and its entry into effect is called vacatio legis.
This interval can be defined by the legislator. If the date is not specified, the law takes effect on the 5th day after publication in the Diário da República in Mainland Portugal and on the 15th day in the Azores and Madeira.

The hierarchy of laws is...

The organisation of the legal system justifies the positioning of laws in an ordered scale.
Following an order of precedence, we have:
1. The Constitution of the Republic and constitutional laws;
2. The rules and principles of general or common international law and international agreements;
3. Laws and decree-laws;
4. Regional legislative decrees;
5. Instruments having an effect equivalent to that of laws;
6. Regulations (regulatory decree, resolution of the council of ministers, ministerial order and regulatory order).

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